Terms and Conditions

Terms and Conditions for Coaching Services and Digital Products

Effective Date: 09 July, 2025
Business Name: BusinessWise AB (operating as Jannie Walker Larsson)
Contact: [email protected]
Location: Sweden (serving clients globally)

These Terms and Conditions (“Terms”) govern your use of and participation in coaching services and digital products provided by BusinessWise AB (“we,” “us,” or “our”). By purchasing, accessing, or using our services or products, you agree to be bound by these Terms.

1. Scope of Services and Products

We offer personal and/or professional coaching services as well as digital products such as online courses, downloadable guides, templates, and other educational content.

  • Coaching is typically delivered via online platforms (e.g., Zoom, Teams, or Kajabi).
  • Digital products may be delivered via email, private member areas, or downloadable links.

2. Client Responsibility

You understand that coaching is a collaborative, growth-oriented process. You acknowledge:

  • You are solely responsible for your own decisions, actions, and outcomes.
  • Coaching is not therapy, psychological counseling, medical treatment, legal advice, or financial advising.
  • Coaching results depend on your commitment and participation.

For digital products, it is your responsibility to engage with the materials and apply them as appropriate. We make no guarantees of results.

3. Fees and Payment

  • All payments are due in full at the time of purchase unless otherwise agreed in writing.
  • Payment plans may be available and will be clearly stated where offered.
  • Fees are listed in [EUR / USD / SEK], and international clients are responsible for any currency conversion fees, bank charges, or local taxes.
  • Payments are securely processed via third-party platforms such as Stripe or PayPal. We do not store your payment information.

4. Digital Product Access and Usage

  • All digital products are licensed for personal use only and remain the intellectual property of BusinessWise AB.
  • You may not copy, share, resell, reproduce, or distribute any part of a digital product without written permission.
  • Access to digital materials may be time-limited (e.g., 12 months) unless otherwise specified.
  • It is your responsibility to download or save materials if applicable within the access period.

5. Refund and Cancellation Policy

  • All sales are final. Due to the nature of coaching and digital content, we do not offer refunds once services or products are delivered.
  • Coaching sessions may be rescheduled with at least 24 hours' notice. Missed or late-cancelled sessions may be forfeited without refund.
  • Access to digital products is granted immediately upon purchase; therefore, refunds are not available.
  • Exceptions may be considered in the case of technical issues or duplicate payment, at our discretion.

6. Confidentiality

  • All personal information shared during coaching is kept confidential, except as required by law.
  • Digital product activity (e.g., course progress) may be tracked for internal support or platform functionality but is not shared with third parties without consent.

7. Intellectual Property

  • All coaching materials, digital content, tools, videos, worksheets, and resources are the exclusive property of BusinessWise AB.
  • You may not copy, reproduce, modify, or share any content without written permission.
  • Purchase grants you a personal, non-transferable, non-exclusive license to use the content as described.

8. Data Protection and GDPR Compliance

We are committed to protecting your personal data in accordance with the General Data Protection Regulation (GDPR) and other privacy laws.

We collect and process personal data only as necessary to provide services, fulfill purchases, and maintain communication. You have the right to:

  • Access, update, or delete your personal data
  • Withdraw consent at any time
  • Request data portability
  • Lodge a complaint with a supervisory authority (if located in the EU)

For full details, please see our Privacy Policy.

9. U.S. Disclaimers and Legal Notice

  • We do not guarantee specific outcomes, income levels, or business results from coaching or digital products.
  • Any testimonials or case studies are provided for illustrative purposes only and do not guarantee similar results.
  • Our services and products are intended for educational and personal development purposes.

10. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, or consequential damages related to your use of our services or products.

Our total liability is limited to the amount paid by you for the product or service in question.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of Sweden.

International clients agree to resolve any disputes under Swedish law, unless local consumer protection laws require otherwise. This agreement is entered into under Swedish jurisdiction regardless of the client’s country of residence.

12. Changes to Terms

We reserve the right to update these Terms at any time. The latest version will always be available on our website. Continued use of our services constitutes acceptance of any revised Terms.

13. Contact

For any questions about these Terms or to exercise your data rights, contact us at:

📧 [email protected]
📍 Sundspromenaden 1, Malmö, Sweden

By purchasing coaching services or digital products from BusinessWise AB (operating as Jannie Walker Larsson), you confirm that you have read, understood, and agreed to these Terms and Conditions.